Land and property which has been registered at the Land Registry and as such legal ownership is confirmed.

This is the process by which a property is refinanced by taking out an additional mortgage to capitalise on any equity gained by a rise in value. Additionally this can also be achieved by switching a mortgage to another lender.

If mortgage payments are not made, the lender may take possession of the property.

This is a legal right of access to an area of a building in order to gain entry into your own property.